Attention homeowners in Elyria and Lorain County: Need an appraisal?

Here are the top seven reasons why OH homeowners need Elite Appraisals of Ohio:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to lower a mortgage payments
Reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a OH divorce, when property needs to be divided
To settle an estate in OH by determining the true market value of real estate in question

Do you own a home in or near Elyria? Do you need help deciding the price of your real estate?
Contact Elite Appraisals of Ohio.

At Elite Appraisals of Ohio, we understand the special needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Elite Appraisals of Ohio, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value assessment than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. Elite Appraisals of Ohio is experts in helping people just like you rid themselves of unwanted and unneeded PMI insurance.

Challenging Lorain county's assessment of your property

Lets say you live in a local area that is going down -- your local tax assessor may have your house overvalued. That means you are paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Elite Appraisals of Ohio is your perfect weapon.

Recently got a freeze your HELOC?

If your home is in or near a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow standpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Elite Appraisals of Ohio can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a seasoned expert to double-check your appraisal for verity, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.